CPG’s Quarterly Bank Report monitors the quarterly financial performance trends of publicly traded banks and provides opinions on the implications for the industry and the strategies required to deliver top-tier performance going forward.

Takeaways from the 1Q26 Bank Report:

  • The industry’s financial performance remained solid in 1Q26, though the recent string of quarterly improvements appears to have plateaued as median NIMs were mostly unchanged despite lower cost of funds.
  • Loan and deposit growth were positive across all asset tiers, but median ROATCEs declined from the prior quarter for most asset tiers.
  • Bank stock indices underperformed the broader market indices as investor sentiment toward the sector turned bearish amid heightened geopolitical uncertainty, economic growth concerns, and worries about exposure to private credit issues.

Contact Claude Hanley or Matthew Prince to learn more.